Unlocking the Mystery: Demystifying Closing Costs for Homebuyers

Closing day is a crucial step in the home buying process, and understanding real estate closing costs is essential for buyers to be fully prepared. This blog provides a summary of real estate closing costs for buyers and highlights the value of leaning on Pointe South Real Estate and their team of experienced agents for guidance and support.

Real estate closing costs encompass various fees and expenses that buyers incur when finalizing a home purchase. These costs include loan origination fees, appraisal fees, title insurance, attorney fees, and more. With Pointe South Real Estate by their side, buyers can rely on their team of knowledgeable agents who can help them navigate these costs and provide valuable insights. Budgeting for closing costs is a crucial aspect of being prepared on closing day, and Pointe South Real Estate agents can assist buyers in this area as well. With their extensive experience, the agents can provide buyers with a realistic estimate of the closing costs they should anticipate, helping them set aside the necessary funds.

Buyers can rely on their agent to keep them informed about the exact amount due on closing day and the acceptable forms of payment, ensuring a seamless transaction.

Key Point: Make sure you get an estimate of closing costs before hand. Closing costs are out of pocket and are not rolled into your mortgage. Closing costs are separate from the down payment and the amount will be in the thousands. You want to know you have the funds to cover everything.

Here’s a review of many of the common fees.

Origination: The fee the lender and any mortgage broker charges the borrower for making the mortgage loan. Origination services include taking and processing your loan application, underwriting and funding the loan, and other administrative services.

Points: Points are a percentage of a loan amount. For example, when a loan officer talks about one point on a $100,000 loan, this is 1 percent of the loan, which equals $1,000. Lenders offer different interest rates on loans with different points. You can make three main choices about points. You can decide you don’t want to pay or receive points at all. This is a zero-point loan. You can pay points at closing to receive a lower interest rate. Alternatively, you can choose to have points paid to you (also called lender credits) and use them to cover some of your closing costs.

Underwriting: Paid to the lender, this fee covers the cost of researching whether or not to approve you for the loan.

Appraisal: This charge pays for an appraisal report made by an appraiser.

Credit report: This fee covers the cost of a credit report, which shows your credit history. The lender uses the information in a credit report to help decide whether or not to approve your loan and how much money to lend you.

Flood determination: This is paid to a third party to determine if the property is located in a flood zone. If the property is found to be located within a flood zone, you will need to buy flood insurance. The insurance is paid separately.

Home inspection: Fee to verify the condition of a property and to check for home repairs that may be needed before closing.

Pest inspection: This fee is to cover inspections for termites or other pest infestation of your home.

Survey: The lender may require that a surveyor conduct a property survey. This is a protection to the buyer as well. Usually the buyer pays the surveyor’s fee, but sometimes this may be paid by the seller.

Title insurance binder: Commitment to issue a title insurance policy at future date.

Lender’s title insurance: The cost of the lender’s policy, which protects the lender’s investment.

Owner’s title insurance: The cost of the owner’s policy, which protects the homeowner’s investment for as long as they, or their heirs, own the property.

Settlement: This fee is paid to the settlement agent or escrow holder. Responsibility for payment of this fee can be negotiated between the seller and the buyer.

Title search: The fee to search the public records of the property you are purchasing.

Document Preparation: This fee covers the cost of preparation of final legal papers, such as a mortgage, deed of trust, note or deed.

Notary: This fee is charged for the cost of having a person who is licensed as a notary public swear to the fact that the persons named in the documents did, in fact, sign them.

Attorney fees: Both the homebuyer and the seller might have their own legal representation to prepare and record legal documents. Frequently, however, where an attorney is acting as a settlement agent, there may only be one involved in the closing. Who pays for those services is a matter of contract negotiation.

Recording fees: These fees may be paid by you or by the seller, depending upon your agreement of sale with the seller. The buyer usually pays the fees for legally recording the new deed and mortgage.

Transfer tax: This tax is collected in some localities whenever property changes hands or a mortgage loan is made, can be quite large and are set by state and/or local governments. City, county and/or state tax stamps may have to be purchased as well.

Homeowner’s insurance premium: This insurance protects you and the lender against loss due to fire, windstorm, and natural hazards. Lenders often require the borrower to bring to the settlement a paid-up first year’s policy or to pay for the first year’s premium at settlement.

Mortgage insurance premium: The lender may require you to pay your first year’s mortgage insurance premium or a lump sum premium that covers the life of the loan, in advance, at the settlement.

Prepaid interest: This is money you pay at closing in order to get the interest paid up through the first of the month.

Property taxes: Usually six months of county property taxes.

Home warranty: Fee for an insurance policy to protect you from cost of unexpected failures to the major systems and appliances in your home. Are home warranties worth it? Here is an article to help you decide.

Real estate commission: This is the total dollar amount of the real estate broker’s sales commission, which is usually paid by the seller. This commission is typically a percentage of the selling price of the home.

Buyers working with Pointe South Real Estate can lean on their team of experienced agents to review the loan estimate provided by the lender. The agents can explain the estimated closing costs in detail, answer any questions, and ensure buyers have a clear understanding of the financial obligations involved. The expertise of the agents helps buyers avoid surprises and make informed decisions.

Throughout the process, Pointe South Real Estate’s team of agents is there to lend their expertise and support. They can assist buyers in gathering and organizing all necessary documents, ensuring a smooth closing day experience. Buyers can trust their Pointe South Real Estate agent to proactively provide requested information, streamline the closing process, and minimize any potential delays.

In summary, understanding real estate closing costs is essential for buyers, and Pointe South Real Estate’s team of agents is there to provide guidance and support. With their assistance, buyers can navigate the closing process with confidence, knowing they have a trusted advocate by their side. By reviewing the loan estimate, conducting due diligence, budgeting effectively, and leaning on their Pointe South Real Estate agent, buyers can ensure a seamless closing day and a successful transition into their new home.

Call or email us today to begin your home search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

The 5 Hilarious and Fortuitous Origins of the Lucky Penny

People love the lucky penny for a variety of reasons. Firstly, these small coins carry a sense of nostalgia and tradition. Many individuals grew up hearing stories or beliefs surrounding the luck that a penny can bring, passed down from generation to generation. Additionally, finding a penny, especially in unexpected or serendipitous moments, gives a sense of excitement and hope. It serves as a reminder that even the smallest things in life can hold significance and bring about positive outcomes.

Moreover, the idea of a lucky penny provides a comforting and tangible symbol of good fortune, offering a sense of reassurance during challenging times. Whether it’s carried in a pocket, placed in a jar, or simply cherished for its symbolism, the love for lucky pennies stems from the human desire to embrace optimism and believe in the power of a little luck.

Today, in honor of National Lucky Penny Day, we embark on a whimsical journey through time to explore the mysterious origins of the “lucky penny.” Join us as we uncover the hilarious and fortuitous tales behind this beloved token of good luck.
  1. Ancient Beginnings: The Goose That Laid Copper Eggs
    Our story begins in ancient Rome, where an eccentric Emperor, Hilarious Maximus, declared that anyone who found a copper coin resembling an egg would be blessed with everlasting good fortune. Legend has it that a goose, trained by the Emperor’s court jester, Punny McPenny, was taught to lay these copper eggs. While the goose’s antics amused the masses, it also sparked the belief in the power of the “lucky penny.”
  2. Medieval Mischief: The Mischievous Minters
    During the Middle Ages, a group of mischievous minters took advantage of the superstitions surrounding the penny. They discovered that by secretly adding a pinch of powdered unicorn horn to the molten copper, they could create pennies with a hidden charm. These “enchanted” coins were believed to bring incredible luck to their possessors. Though the minters were eventually caught and their scheme exposed, the notion of the lucky penny persisted.
  3. Shakespearean Shenanigans: A Playful Prophecy
    Enter the witty world of William Shakespeare, where even pennies played a role. In “The Merchant of Venice,” the character Launcelot Gobbo famously flips a penny to determine his fate. The comical scene resonated with audiences, and soon, people began attributing the penny with divination powers. It became customary for folks to flip a penny when faced with a difficult decision, trusting in its whimsical guidance.
  4. Revolutionary Revelations: Coincidental Connections
    Fast forward to the American Revolution, where a peculiar coincidence further cemented the penny’s lucky status. During the Siege of Yorktown, General Washington’s troops discovered a mysterious penny buried near their camp. In a twist of fate, this penny bore the date 1776, the year of America’s independence declaration. Considered a sign from above, the penny was cherished as a symbol of victory and good fortune, sparking a trend of carrying pennies for luck.
  5. Modern Marvels: Lincoln’s Lucky Legacy
    Finally, we arrive in the 20th century, where Abraham Lincoln enters the stage. In 1909, to commemorate the centennial of Lincoln’s birth, the U.S. Mint released the first Lincoln penny. This iconic coin quickly became associated with luck, and people started referring to it as the “lucky penny.” From that moment on, the penny embedded itself into popular culture, inspiring countless traditions and serving as a charming symbol of good fortune. Here is a great kids book that covers this topic!

And there you have it, dear readers—a hilarious and fortuitous journey through the whimsical history of the lucky penny! From Rome’s copper egg-laying goose to Shakespearean divination and Revolutionary revelations, this humble coin has woven its way into our lives with its comedic tales and serendipitous associations. So, on this National Lucky Penny Day, embrace the magic and humor of the “lucky penny” tradition. May you stumble upon many pennies and countless moments of unexpected fortune!

Speaking of fortune, you don’t need a lucky penny to work with our Pointe South Rentals & Real Estate team! We’re lucky to work with you, and will bring you good fortune with your real estate investments and real estate transactions. We love being your resource for all things real estate along the Gulf Coast and to help you find or sell your one-of-a-kind lucky penny home!

Remember, even if you don’t find a penny, the true treasure lies in the joy and laughter this tradition brings. Happy National Lucky Penny Day!

Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

LuckyPennyDay #HistoryofPennies #FortunateFinds #PointeSouth #PointeSouthDifference

Exciting Summer Vibes: 5 Must-Attend Events Along the Gulf Coast in June

Summer is just around the corner, and the Gulf Coast is gearing up for a month filled with unforgettable events and experiences. From the pristine beaches of Orange Beach to the scenic beauty of Navarre, June 2023 promises to be an exciting time to soak up the sun, enjoy live entertainment, and embrace the vibrant culture along this stunning stretch of coastline.

The events on the Gulf Coast from Orange Beach to Navarre are truly remarkable for several reasons. First and foremost, the breathtaking coastal setting sets the stage for unforgettable experiences. With pristine beaches, azure waters, and stunning sunsets, attendees are immersed in a picturesque backdrop that enhances the enjoyment of each event. Furthermore, the Gulf Coast boasts a vibrant cultural scene, blending Southern charm with coastal vibes. From music festivals to art exhibits and local cuisine, these events celebrate the unique heritage of the region, offering a diverse range of activities to cater to different interests. The strong sense of community that permeates the Gulf Coast creates a warm and welcoming atmosphere, fostering connections and leaving attendees with a sense of belonging. Finally, these events provide truly memorable experiences, allowing people to create cherished memories that will last a lifetime. Whether it’s witnessing awe-inspiring sand sculptures, savoring mouthwatering seafood, or dancing to live music, the events along the Gulf Coast from Orange Beach to Navarre offer an unmatched opportunity to revel in the joys of this extraordinary coastal region.

Let’s dive into some of the most anticipated events happening along the Gulf Coast this June.

1. Coastal Sounds Concert Series Date: Multiple Location: Various venues along the Gulf Coast

Get ready to groove to the beats of talented local musicians at the Coastal Sounds Concert Series. From rock and country to jazz and blues, this music series showcases a diverse range of artists. Grab a beach chair, relax with your toes in the sand, and let the rhythmic melodies wash over you as you enjoy breathtaking sunset views. Here are links to a few: Bands on the Beach, Blue Angels Music Blues on the Bay, Music at Meyer Park, and Tunes by the Dunes.

2. Annual Flora-Bama Fishing Rodeo Date: June 9-11 Location: Flora-Bama Ole River Grill

Calling all fishing enthusiasts! The Annual Flora-Bama Fishing Rodeo in Gulf Shores is an eagerly anticipated event that brings together fishing enthusiasts from all around. This exciting competition takes place against the backdrop of the beautiful Gulf of Mexico, offering participants an incredible angling experience. With a variety of categories and prize opportunities, anglers of all skill levels have a chance to showcase their fishing prowess. The rodeo fosters a sense of camaraderie and friendly competition, creating a vibrant atmosphere filled with excitement and anticipation. It’s not just about the fishing, though. The event also features live music, delicious food, and a festive atmosphere that truly captures the spirit of the Gulf Coast. The Annual Flora-Bama Fishing Rodeo is an absolute must-attend for fishing enthusiasts and anyone looking to enjoy a memorable weekend by the water. For more details, Click Here.

3. Clear Bottom Kayak Tours Date: June 5, 12, and 26 Location: Navarre Beach

Experience the wonder of Navarre Beach like never before with our exhilarating clear bottom kayak tours. These unique tours provide a one-of-a-kind opportunity to explore the pristine waters of Navarre Bay while enjoying a captivating view of the marine life beneath your kayak. As you glide over the crystal-clear waters, you’ll be amazed at the vibrant coral reefs, colorful fish, and other fascinating marine creatures that thrive beneath the surface. Their knowledgeable guides will share fascinating insights about the local ecosystem, ensuring an educational and engaging experience for all. Whether you’re a nature lover, an adventure seeker, or simply looking for a new way to appreciate the beauty of Navarre Beach, the clear bottom kayak tours are the perfect choice. Dive into the magical world beneath you and create memories that will last a lifetime. www.navarrebeachmarinesanctuary.org

4. Blue Angels Practice Schedule Date: Multiple Location: Pensacola NAM

Get ready for an exhilarating experience as you witness the awe-inspiring Blue Angels practice session! As the premier flight demonstration squadron of the United States Navy, the Blue Angels captivate audiences with their precision maneuvers and breathtaking aerial displays. Watching their practice sessions is a unique opportunity to witness their incredible skills up close and personal. The deafening roar of the jets, the synchronized formations, and the breathtaking maneuvers will leave you in awe. The Blue Angels’ precision, speed, and sheer talent will leave you on the edge of your seat, as they push the limits of aviation excellence. It’s an unforgettable experience that allows you to appreciate the dedication and expertise of these remarkable pilots. So grab a seat, look up to the sky, and prepare to be amazed by the incredible spectacle of the Blue Angels practice session! The National Naval Aviation Museum is pleased to open the flight line behind the museum to view Blue Angels practice flight demonstrations. Here is more information.

5. Fiesta Boat Parade Date: June 2 Location: Plaza de Luna, Downtown Pensacola

The Fiesta Boat Parade in Pensacola is an annual event that brings the community together for a vibrant and festive celebration. Set against the stunning backdrop of Pensacola Bay, this boat parade showcases a dazzling array of decorated vessels, each adorned with colorful lights, ornaments, and festive decorations. As the boats sail along the waterfront, spectators line the shores to cheer and revel in the festive atmosphere. The parade features a variety of boat types, from large yachts to small sailboats, all showcasing their unique and creative designs. The Fiesta Boat Parade is a true spectacle of creativity, community spirit, and holiday joy. It’s an event that brings smiles to faces, spreads cheer, and creates lasting memories for all who attend. Don’t miss out on this wonderful tradition that embodies the spirit of Pensacola’s vibrant coastal community.

As you plan your June itinerary, make sure to mark these exciting events along the Gulf Coast from Orange Beach to Navarre on your calendar. From toe-tapping concerts and thrilling fishing tournaments to our awe-inspiring Blue Angels and beautiful boats, the Gulf Coast offers an abundance of experiences that will make your summer unforgettable. So, pack your sunscreen, gather your loved ones, and get ready to create lifelong memories along this picturesque coastline.

If you happen to be driving by on your way to something fun, don’t forget to stop by our Pointe South office for a list of available properties or to just say “hello!” We are always here to help!

Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

Creating An Oasis: How To Install A Koi Pond In Your Backyard


If you’re looking for a peaceful addition to your outdoor space, a koi pond might be the perfect choice for you. Not only are they beautiful and serene, but they can also add value to your property and provide a habitat for fish and other aquatic creatures. In this article, we’ll explore some of the benefits of a koi pond and provide you with some tips on how to install one in your own backyard.

Benefits of a Koi Pond

  1. Aesthetically Pleasing – A koi pond is an attractive addition to any backyard, with its tranquil water, lush foliage, and beautiful fish. It can serve as a focal point of your landscaping, adding a sense of calm and serenity to your outdoor space.
  2. Improved Air Quality – Water features such as koi ponds can improve the air quality in your yard by releasing oxygen and absorbing carbon dioxide. This can create a healthier environment for you and your family to enjoy.
  3. Natural Mosquito Control – Koi fish are known to eat mosquito larvae, which can help to reduce the number of mosquitoes in your backyard. This can be especially helpful during the summer months when mosquitoes are at their peak.
  4. Educational Opportunity – A koi pond can provide an opportunity to teach your children about aquatic ecosystems and the importance of caring for living creatures. It can be a fun and educational experience for the whole family.
Here is a link that might be a little inspiration to help you get started.

How to Install a Koi Pond

  1. Determine the Size and Location – The first step in installing a koi pond is to determine the size and location of your pond. You’ll want to choose a spot that receives at least 4-6 hours of sunlight per day and is relatively level. The size of your pond will depend on how many fish you plan to keep, but a good rule of thumb is to have at least 250 gallons of water for every koi fish.
  2. Excavate the Area – Once you’ve chosen the location for your koi pond, you’ll need to excavate the area. This can be done by digging a hole in the ground or using a pre-formed pond liner. Be sure to make the pond at least 3 feet deep to provide adequate space for your fish to swim and hide.
  3. Install the Pond Liner – If you’re using a pre-formed pond liner, you’ll need to install it in the excavated area and make sure it’s level. If you’re using a flexible liner, you’ll need to carefully lay it in the excavated area and smooth out any wrinkles or folds. Be sure to leave some excess liner around the edges of the pond to allow for settling and adjustments.
  4. Add Filtration and Circulation – In order to keep your koi pond healthy, you’ll need to add a filtration system and a circulation pump. The filtration system will help to remove debris and harmful toxins from the water, while the circulation pump will keep the water moving and oxygenated. Be sure to choose a filtration system that’s appropriate for the size of your pond and the number of fish you plan to keep.
  5. Add Rocks and Plants – Once your filtration and circulation systems are in place, you can add rocks and plants to your pond. This will help to create a natural environment for your fish and provide hiding places for them. Be sure to choose plants that are appropriate for your climate and the depth of your pond.
  6. Introduce Your Fish – After your pond is set up and the water has had a chance to stabilize, you can introduce your koi fish. Be sure to acclimate them slowly to the new environment by floating their bag in the water for several hours before releasing them into the pond. Monitor your fish closely for the first few weeks to make sure they’re adjusting well to their new home.

In conclusion, a koi pond can be a beautiful and beneficial addition to any backyard. Not only does it add a sense of peace and tranquility, but it can also improve air quality, provide natural mosquito control, and serve as an educational opportunity for the whole family. If you’re interested in installing a koi pond, be sure to carefully plan the size and location, excavate the area, install a filtration and circulation system, and add rocks and plants before introducing your fish. With a little bit of effort and patience, you can create a stunning and peaceful oasis in your own backyard.

Additionally, a well-designed and maintained koi pond can be a valuable addition to your home, adding equity and increasing its resale value. A koi pond can create a unique and eye-catching feature that can set your home apart from others on the market. Potential buyers may appreciate the added tranquility and aesthetic appeal of a koi pond, which can be a major selling point. Additionally, a koi pond can demonstrate the care and attention to detail that you’ve put into your property, which can make it more attractive to potential buyers. Overall, a koi pond can be a smart investment in your home’s value and appeal.

Don’t forget to lean on your Pointe South agent to help guide you through the process if you have questions.

Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

Revamp Your Space on a Budget: Favorite Renovations Under $1,000″

Renovations don’t always have to be an expensive and time-consuming process. With a budget of $1,000 or less, you can make some simple changes that can have a significant impact on the look and feel of your home. Renovating and updating your home on a budget is important for several reasons. Not only can it increase the value of your property and improve its overall aesthetic appeal, but it can also enhance its functionality and energy efficiency. Small updates can often make a big difference and can even boost your mood and productivity.

Additionally, updating your home on a budget can help you avoid overspending and keep your finances in check. By prioritizing your needs and making strategic updates, you can transform your space without breaking the bank.

In this blog, we will discuss some of our favorite renovations that fall under this budget and have the best return on investment.

  1. Paint the Walls

One of the most cost-effective ways to update the look of your home is by painting the walls. A fresh coat of paint can make a room look brighter, cleaner, and more inviting. With a budget of $1,000, you can easily paint one or two rooms in your home, depending on the size of the room and the type of paint you choose.

  1. Update the Lighting

Lighting can make a huge difference in the ambiance of a room. You can replace outdated light fixtures with more modern ones or add new ones to brighten up a room. You can also add dimmer switches to your existing fixtures to create a more cozy and relaxing atmosphere. With a budget of $1,000, you can easily upgrade the lighting in one or two rooms in your home. Need a little inspiration to get you started? Here are some great Amazon finds!

  1. Replace Hardware and Fixtures

Another affordable way to update the look of your home is by replacing old hardware and fixtures. You can replace outdated cabinet knobs and drawer pulls with more modern ones, replace old faucets and showerheads with new ones, and update the doorknobs and hinges throughout your home. With a budget of $1,000, you can easily update the hardware and fixtures in several rooms in your home.

  1. Refinish Kitchen Cabinets

If your kitchen cabinets are in good shape but look outdated, you can refinish them for a fraction of the cost of replacing them. You can sand and paint them yourself or hire a professional to do it for you. Refinishing your kitchen cabinets can make your kitchen look brand new and can increase the value of your home. Need a little help with the artistic creativity of color selection? Good Housekeeping has a great article to help you out.

  1. Add Curb Appeal

The exterior of your home is the first thing people see when they visit, so adding curb appeal can have a significant impact on the value of your home. You can add new landscaping, paint the front door, or add new house numbers and a mailbox. With a budget of $1,000, you can easily make several small changes that will improve the look of your home’s exterior.

In conclusion, renovating your home doesn’t have to be a costly or time-consuming process. With a budget of $1,000 or less, you can make simple changes that can have a significant impact on the look and feel of your home. By painting the walls, updating the lighting, replacing hardware and fixtures, refinishing kitchen cabinets, and adding curb appeal, you can give your home a fresh new look without breaking the bank. Don’t forget to lean on your Pointe South agent to help guide you through the process if you have questions or need guidance.

Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

Brunching in Paradise: 6 Sunday Brunch Spots in Perdido Key & Orange Beach

Perdido Key and Orange Beach, located on the Gulf Coasts of Florida and Alabama, are known for its pristine beaches, crystal clear waters, and laid-back atmosphere. But did you know that the area is also home to some fantastic spots for Sunday brunch? Perdido Key & Orange Beach offer everything from classic breakfast dishes to fresh seafood. Whether you’re in the mood for pancakes, omelets, or shrimp and grits, you’ll find something delicious to satisfy your cravings. Many of the brunch spots in the area offer stunning waterfront views, providing the perfect backdrop for a leisurely brunch. Enjoy your meal while taking in the sparkling waters of the Gulf of Mexico or the intercoastal waterway.

Whether you’re celebrating a special occasion or just catching up with friends, you’ll find a warm and welcoming atmosphere that’s perfect for spending time together. Don’t miss out!

Here are some of the best places for Sunday brunch in Orange Beach & Perdido Key.

  1. Ruby Slipper Café: Ruby Slipper Café is known for their Southern-inspired breakfast and brunch dishes, including Eggs Benedict, Biscuits & Gravy, and Beignets. They also have a selection of sandwiches and salads for those who prefer something savory. If you happen to have any dietary preferences or restrictions, they have you covered! Check out their menu : Ruby Slipper Café
  2. Sunset Grille: If you’re looking for a waterfront brunch spot, look no further than Sunset Grille. Located on the intercoastal waterway, this restaurant offers stunning views and delicious food. Their brunch menu includes everything from breakfast burritos to shrimp and grits, and their bottomless mimosas are a hit with locals and visitors alike.
  3. Brick & Spoon: This popular brunch spot offers a wide range of dishes, including breakfast favorites like pancakes and omelets, as well as unique items like Bananas Foster French Toast and Shrimp & Grits. They have an amazing variety of eggs benedict! Plus, they have an extensive list of cocktails, including their signature Bloody Mary.
  4. The Gulf: For a brunch with a view, head to The Gulf. This open-air restaurant is situated right on the beach, with a menu that features fresh seafood dishes and classic brunch fare. Their Bloody Mary bar is also a must-try, with an impressive selection of toppings and mix-ins.
  5. Cobalt: Another waterfront spot, Cobalt is located on the Orange Beach side of Perdido Key. Their brunch menu includes a variety of omelets, sandwiches, and salads, as well as seafood dishes like the shrimp and grits and the crab cake benedict. Don’t miss their build-your-own mimosa bar, with a selection of juices and fruits to customize your drink.
  6. Fisherman’s Corner: For a more casual brunch experience, check out Fisherman’s Corner. This seafood market and restaurant serves up fresh seafood dishes alongside classic brunch favorites like French toast and biscuits and gravy. Enjoy your meal on their outdoor patio, or take your food to go and have a picnic on the beach. Here is their Brunch Menu.

No matter what your brunch preferences are, there’s a spot in Orange Beach or Perdido Key that’s sure to satisfy. From build-your-own mimosa bars to fresh seafood dishes, Gulf side or the Intercoastal Waterway, special occasions or just catching up, these brunch spots offer unique experiences with the casual laid-back atmospheres that you won’t find elsewhere. Brunching in Perdido Key & Orange Beach is a must-do experience for anyone in the area. It’s the perfect way to start your Sunday and make lasting memories, so grab your friends and family, and head out for a delicious brunch in paradise.

Guess who else is in Perdido Key? We are!! Don’t forget to come our way for any of your real estate needs. Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

Flourish Your Florida Home: 7 Tips to Refresh With The Ultimate Spring Cleaning

May is a wonderful time to be a homeowner in Florida. The weather is warm, but not too hot, and the flowers are in bloom. It’s also the perfect time to tackle some essential home maintenance tasks to keep your home running smoothly throughout the year. Spring cleaning is especially important in Florida due to the state’s subtropical climate. With high humidity and frequent rainfall, homes in Florida can quickly accumulate mold, mildew, and dust, which can lead to health issues like allergies and respiratory problems.

Additionally, Florida’s warm weather attracts pests like ants, roaches, and mosquitoes, which can be difficult to control without regular cleaning and maintenance. Therefore, spring cleaning in Florida is crucial for maintaining a healthy and comfortable living environment and keeping pests at bay.

Here are some important Spring Cleaning things that homeowners in Florida need to do this month:

  1. Check your air conditioning: In Florida, air conditioning is not a luxury, it’s a necessity. One of the most critical areas to focus on during spring cleaning is the air conditioning system. Make sure your air conditioning system is in good working order before the summer heat arrives. Air filters can quickly become clogged with dust and debris, reducing the efficiency of your HVAC system and potentially leading to higher energy bills. By cleaning or replacing your air filters, you can ensure that your home’s air quality is improved, and your HVAC system can operate more efficiently, saving you money in the long run. Additionally, cleaning your air ducts and vents can help to eliminate allergens that can cause respiratory issues, such as mold, pollen, and pet dander.
  2. Clean your gutters and downspouts: Florida is known for its sudden rain showers, and these can leave your gutters and downspouts clogged with leaves and debris. Clean out your gutters to prevent water damage and keep your home looking its best.
  3. Inspect your roof: With the hurricane season starting in June, it’s important to make sure your roof is in good condition. Take a close look at your roof to make sure there are no missing or damaged shingles. If you notice any issues, hire a professional to make repairs before they turn into larger problems. Here are some do’s and don’ts to cleaning your roof recommended by the pros.
  4. Service your lawn mower: The warm weather in Florida means that your lawn will be growing quickly. Make sure your lawn mower is in good working order by sharpening the blades, changing the oil, and checking the spark plug. Not sure where to start? Here are some tips from the pros on servicing your lawn mower.
  5. Clean your windows: Florida’s sunny weather means that your windows can get dirty quickly. Give your windows a thorough cleaning using a streak-free cleaner and a squeegee to get them looking crystal clear.
  6. Inspect your outdoor lighting: Florida’s mild evenings are perfect for spending time outdoors, so make sure all of your outdoor lights are working properly. Replace any burned out bulbs to improve your home’s curb appeal and keep your family safe at night.
  7. Pressure wash your home: The humid climate can lead to mold, mildew, and dirt buildup on the exterior of your home. Rent a pressure washer or hire a professional to remove the grime and restore your home’s exterior.

Spring cleaning is not just about cleaning the outside of your home.

Getting rid of clutter and deep cleaning your home on the inside is essential. Another essential area to focus on during spring cleaning is the kitchen. The warm and humid climate in Florida can make the kitchen an attractive environment for pests, such as cockroaches and ants. By thoroughly cleaning your kitchen, including the pantry and cupboards, you can reduce the risk of pest infestations, as well as prevent the growth of harmful bacteria and mold.

Additionally, cleaning out your fridge and freezer can help to eliminate any expired or spoiled food items, ensuring that your family is safe from potential foodborne illnesses. By taking the time to spring clean your home, you can create a healthier and more comfortable living environment for you and your family to enjoy.

In conclusion, May is a great time to be a homeowner on our Gulf Coast. By following this to-do list and engaging in spring cleaning, you can keep your home running smoothly and prevent larger problems down the road. So, roll up your sleeves and get to work – your home will thank you for it!

Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

The 3 Ultimate Hidden Expenses When Flipping A House

Buying a flip house can come with several benefits. First, you have the opportunity to purchase a property at a potentially lower price point and add value to it through renovations and upgrades, which can increase the home’s resale value. Additionally, you have the ability to customize the house to your liking and make it your own. Finally, flipping houses can be a lucrative business venture if done correctly, allowing you to generate a profit by buying low, renovating, and selling high.

However, it is important to note that flipping houses can also come with risks, such as unexpected expenses and a longer-than-anticipated renovation timeline. Flipping a house can definitely be a lucrative investment, but it’s important to keep in mind that there are often hidden expenses that can quickly eat away at your profits.

In this blog post, we’ll discuss the three main hidden expenses when flipping a house, so you can be better prepared and make smarter financial decisions.

  1. Holding Costs – One of the biggest hidden expenses of flipping a house is the holding costs. This refers to all the expenses that you’ll incur while the house is being renovated and until it’s sold. Holding costs can include things like mortgage payments, property taxes, insurance, utility bills, and maintenance costs. These expenses can quickly add up, especially if the house takes longer to sell than expected or if there are unexpected delays during the renovation process.

To minimize holding costs, it’s important to have a solid plan in place before you start the renovation process. This includes having a clear timeline and budget for the renovation, as well as a realistic estimate of how long it will take to sell the house. There are quite a few apps available top help you calculate these costs and create a realistic budget such as this popular flipping software.

  1. Renovation Costs – Another major hidden expense of flipping a house is renovation costs. While it’s important to invest in renovations that will increase the value of the property, it’s also easy to go over budget and spend more than you planned. This can be due to unexpected issues that arise during the renovation process or simply underestimating the costs of materials and labor.

To minimize hidden renovation costs, it’s important to have a detailed plan and budget in place before starting the renovation. This includes getting multiple quotes from contractors and suppliers, as well as researching the costs of materials and labor in your area.

  1. Closing Costs – Finally, it’s important to remember that there are often significant closing costs when selling a house. These can include things like real estate agent commissions, transfer taxes, and title fees. Depending on the location and value of the property, these costs can be quite substantial and can significantly impact your overall profits.

To minimize closing costs, it’s important to have the best real estate agent and title company, and to have someone negotiate fees whenever possible. It’s also important to have a clear understanding of what the closing costs will be before you agree to sell the property. Having a great relationship with your real estate agent can provide numerous benefits when it comes to buying or selling a property. For starters, a good agent will have a deep understanding of the local real estate market and can offer invaluable advice on pricing, negotiating deals, and navigating the buying or selling process.

Additionally, a strong rapport with your agent can ensure clear and open communication, which can help to avoid any misunderstandings or issues down the line. Moreover, a trusted real estate agent can save you time and effort by handling the various administrative tasks involved in the transaction and providing access to a wider range of properties or potential buyers. Overall, building a strong relationship with your agent can help to ensure a smooth and successful real estate experience.

In conclusion, while flipping a house can be a great way to make money, it’s important to be aware of the hidden expenses that can quickly eat away at your profits and to lean on a Pointe South agent to help guide you through the process of purchasing your investment property. By being prepared and having a solid plan in place, you can minimize these expenses and increase your chances of a successful and profitable house flip.

Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com