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Continue readingExploring the Exciting and Rich History of Forts Pickens, McRee, and Barrancas in Pensacola, FL
Welcome, history buffs and adventurous explorers! Prepare to embark on a thrilling time-traveling escapade as we unravel the tales of Fort Pickens, Fort McRee, and Fort Barrancas in beautiful Pensacola, Florida. Grab your imaginary muskets and put on your invisible helmets as we delve into the captivating world of these historic forts. Get ready to be amazed by towering walls, secret tunnels, and the echoes of battles long past. It’s time to dust off the cobwebs of history and bring these forts back to life! Let’s march forth and uncover the secrets of Pensacola’s formidable guardians of the past.
Nestled along the picturesque coastline of Pensacola, Florida, stand three historic military forts that have witnessed centuries of American history. Fort Pickens, Fort McRee, and Fort Barrancas are iconic landmarks that played crucial roles in the defense of the Gulf Coast and the United States as a whole. From their strategic positions overlooking Pensacola Bay, these forts offer visitors a captivating journey through time, showcasing the military prowess and resilience of the nation.
Let’s embark on a historical exploration of these remarkable forts.
- Fort Pickens:
Situated on the western tip of Santa Rosa Island, Fort Pickens was one of the few forts in the South that remained under Union control during the American Civil War. Construction of the fort began in 1829 and took over twenty years to complete. The fort was named after Major General Andrew Pickens, a Revolutionary War hero.
As you step within the towering walls of Fort Pickens, feel the echoes of history reverberate through its tunnels and corridors. Gaze out across the vast expanse of the Gulf of Mexico, imagining the mighty cannons that once defended these shores. Explore the nooks and crannies, where soldiers once stood vigilant, and discover the rich stories of the fort’s role in American history.
Fort Pickens played a significant role in various historical events, including the Battle of Santa Rosa Island in 1861. It was also the prison where the renowned Native American leader Geronimo was held captive in the late 19th century. Visitors can explore the well-preserved fort, with its impressive masonry walls, gun emplacements, and underground tunnels, providing a glimpse into the past and breathtaking views of the Gulf of Mexico.
- Fort McRee:
For those willing to venture across the waters, the remnants of Fort McRee await on Perdido Key. Accessible only by boat, this fort reveals the resilience of its construction, standing as a testament to the determination of those who built it. Let your imagination run wild as you wander among the ruins, envisioning the fort’s former glory and the challenges it withstood. Fort McRee was initially built to defend Pensacola Bay. Named after Lieutenant Colonel William McRee, the fort was constructed in the early 19th century. It served as an essential fortification during the Mexican-American War and the Civil War.
Fort McRee was designed with advanced military tactics of the time, featuring a pentagonal shape to maximize defensive capabilities. Though largely destroyed by hurricanes and the passage of time, its remnants can still be seen, offering a fascinating insight into its former grandeur. Fort McRee is only accessible by boat, adding to its allure and preserving its historical ambiance.
- Fort Barrancas:
Nestled within the boundaries of Naval Air Station Pensacola, Fort Barrancas is a testament to the skillful craftsmanship of the 19th-century military engineers. It was constructed by the Spanish in the late 1700s and later expanded by the United States. The fort was designed to protect Pensacola Bay and the entrance to the harbor.
Fort Barrancas showcases an exquisite blend of Spanish and American architectural influences. Its distinctive red brick walls and intricate details make it a remarkable sight. Admire the skillful craftsmanship of the Spanish and American engineers as you traverse its red brick walls and explore its intricate interiors. Descend into the dark tunnels, tracing the footsteps of the soldiers who once sought refuge within. The nearby Advanced Redoubt offers additional insights into the military strategies employed during its time. A short walk away, the adjacent Advanced Redoubt showcases additional defensive structures, adding to the historical significance of the site.
The trio of Fort Pickens, Fort McRee, and Fort Barrancas stand as enduring testaments to Pensacola’s historical significance and the nation’s military heritage. Exploring these forts allows visitors to immerse themselves in the rich tapestry of American history, from the early days of Spanish colonization to the battles of the Civil War.
As you wander through these well-preserved sites, the stories of brave soldiers, strategic maneuvers, and the ever-changing tides of history come to life. The forts’ remarkable architecture, scenic locations, and educational exhibits make them must-visit destinations for history enthusiasts and those seeking a deeper understanding of the nation’s past.
So, the next time you find yourself in Pensacola, take a journey back in time by visiting Fort Pickens, Fort McRee, and Fort Barrancas. Whether you’re a history enthusiast seeking to immerse yourself in the past or an adventurer hungry for stories of brave soldiers and strategic battles, these forts offer an unforgettable experience. While each fort possesses its unique allure, collectively they showcase the resilience and historical significance of the Gulf Coast region. Stand at these historic sites, bask in the sea breeze, and transport yourself to a time when these forts were bustling with activity.
Beyond the forts themselves, Pensacola offers a treasure trove of historical attractions, charming coastal scenery, and vibrant culture. From strolling along the picturesque downtown streets to indulging in fresh seafood at waterfront eateries, you’ll find plenty to captivate your senses and make your visit truly memorable. So, pack your curiosity and your sense of adventure and set sail for Pensacola’s historic forts. Discover the stories of valor, ingenuity, and the ever-changing tides of history that shaped the nation. Fort Pickens, Fort McRee, and Fort Barrancas eagerly await your arrival, ready to transport you on a remarkable journey through time.
If you happen to be driving by on your way to something fun, don’t forget to stop by our Pointe South office for a list of available properties or to just say “hello!” We are always here to help!
Call or email us today to begin your search!
Call us at 850.492.1148 or email us at [email protected]
5 Most Effective Ways to Save Money While Moving
Moving to a new home is an exciting but often expensive endeavor. From hiring movers to purchasing packing supplies, the costs can quickly add up. However, with a little planning and resourcefulness, you can significantly reduce the financial burden associated with moving.
In this blog, we will explore five practical ways to save money while moving.
- Declutter and Sell Unwanted Items:
One of the best ways to save money while moving is by decluttering your belongings. Take the time to go through each room and identify items you no longer need or use. Consider hosting a garage sale or utilizing online platforms to sell these unwanted items. Not only will this help you generate extra cash, but it will also reduce the overall volume of your belongings, potentially leading to lower moving costs.
- Plan Ahead and Compare Moving Services:
When it comes to hiring movers or renting a moving truck, it pays to plan ahead and compare prices. Research different moving companies and request quotes from multiple providers. Take into account factors such as reputation, insurance coverage, and customer reviews. By exploring your options and negotiating prices, you can potentially save a significant amount of money on your moving expenses.
- Utilize Free Packing Materials:
Packing supplies can be costly, especially when you need numerous boxes, tape, and bubble wrap. To save money, explore alternative sources of packing materials. Visit local grocery stores, bookstores, or liquor stores and inquire about free boxes they may have. Utilize old newspapers, magazines, or clothing to wrap fragile items instead of purchasing expensive packing paper or bubble wrap. By being resourceful, you can cut down on these often overlooked expenses.
- Opt for Self-Packaging:
If you’re looking to save on moving costs, consider packing your belongings yourself. While it requires more time and effort, self-packaging eliminates the need for professional packing services, which can be quite expensive. Enlist the help of friends and family, gather packing materials in advance, and start packing well ahead of your moving date. Label boxes carefully to make unpacking easier at your new location. Here is a great resource with videos and tips on how to maximize space when packing.
- Plan Your Utilities and Subscriptions:
Avoid unnecessary expenses at your new place by planning your utilities and canceling or transferring subscriptions in advance. Contact your service providers to schedule disconnection or transfer of utilities like electricity, gas, water, internet, and cable. Additionally, review your subscriptions for magazines, streaming services, gym memberships, or any other recurring expenses. Cancel or adjust them to align with your new budget and location.
Moving doesn’t have to break the bank. By implementing these five practical tips, you can significantly reduce the financial strain associated with the moving process. Remember to declutter and sell unwanted items, compare moving services, utilize free packing materials, opt for self-packaging, and plan your utilities and subscriptions. These strategies will help you save money and make your move smoother.
At Pointe South Rentals and Real Estate, we understand the importance of finding affordable housing options that fit your budget. Whether you’re looking for a rental property or considering buying a home, our dedicated team can assist you in finding the perfect solution. Contact us today to explore our extensive listings and take advantage of our expertise in the rental and real estate market. Let us help you make your move a cost-effective and stress-free experience.
Remember, with Pointe South Rentals and Real Estate, you’re not just finding a place to live; you’re finding a home that meets your needs and saves you money in the process.
Call or email us today to begin your home search!
Call us at 850.492.1148 or email us at [email protected]
Architectural Time Travel: Some of the Best Historic Gems of Pensacola
Nestled along the Gulf Coast of Florida, Pensacola is not only known for its stunning beaches and vibrant culture but also for its rich historical heritage and breathtaking historic buildings. Step back in time and embark on a journey through Pensacola’s most historic homes, each with its own story to tell. From architectural marvels to significant cultural landmarks, these homes are a testament to the city’s past and offer a glimpse into a bygone era.
Whether you are new to town, or being a tourist in your own city, join us as we explore the most historic buildings in Pensacola and uncover the reasons why they continue to captivate visitors with their timeless charm.
- Historic Homes In Pensacola Village
Start your historic home tour in the heart of Pensacola at the Historic Pensacola Village. This meticulously preserved neighborhood showcases a collection of historic homes dating back to the 19th century. Walk along the picturesque streets and explore beautifully restored houses, including the Lear-Rocheblave House and the Dorr House. Immerse yourself in the history and architecture of the region as you step inside these lovingly preserved homes. - The Pensacola Museum of History at the University of West Florida
While not a traditional home, the Pensacola Museum of History is a must-visit for history enthusiasts. Housed in the historic 1908 Spanish Revival-style building, this museum offers a fascinating glimpse into Pensacola’s past. Explore the various exhibits, including a replica 1900s-era storefront, vintage toys, and artifacts that depict the city’s rich history. Don’t miss the opportunity to climb to the top floor for panoramic views of downtown Pensacola. - The Historic District of Seville Square
Located just north of downtown Pensacola, the Seville Historic District is a treasure trove of well-preserved historic buildings that date back to the 18th and 19th centuries. Explore the charming streets lined with beautifully restored houses, such as the John Appleyard House and the Lee House. The district’s timeless beauty and Spanish-influenced architecture offer a glimpse into Pensacola’s colonial past, making it a favorite spot for history buffs and architecture aficionados. - The Pensacola Victorian Bed & Breakfast
For a truly immersive historic experience, consider staying at the Pensacola Victorian Bed & Breakfast. This beautifully restored Victorian mansion, built in 1892, offers guests a chance to step back in time. With its ornate detailing, antique furnishings, and a wraparound porch, the bed and breakfast exude old-world charm. Immerse yourself in the elegance of the past and enjoy modern comforts while experiencing firsthand the ambiance of a bygone era. - The Quina House Museum
Take a journey to the Quina House Museum, a Georgian-style home built in 1820. This historic landmark showcases the lifestyle of a wealthy Pensacola family during the early 19th century. Explore the well-preserved rooms, including the formal parlor and the dining room, adorned with period furniture and artifacts. As you wander through this exquisite home, you’ll gain insights into Pensacola’s social history and the lives of its early residents. - The Museum of Commerce
Step inside the Museum of Commerce, housed in the original 1871 Pensacola City Jail building. This unique museum offers a glimpse into the city’s commercial and maritime history. Discover artifacts, photographs, and interactive exhibits that highlight the economic development and trade that shaped Pensacola over the years. The Museum of Commerce provides a fascinating insight into the city’s evolution and showcases the impact of commerce on its growth. - The L&N Train Station
A visit to the L&N Train Station is a journey into Pensacola’s transportation history. Built in 1882, this historic station served as a bustling hub for train travel. Today, it stands as a testament to the city’s railroad heritage and offers a glimpse into the golden age of train travel. Explore the beautifully restored interior, complete with original ticket counters and waiting areas, and imagine the excitement of travelers arriving and departing from this iconic landmark. - The Old Christ Church
No exploration of Pensacola’s historic homes would be complete without a visit to the Old Christ Church. Built-in 1832, this Greek Revival-style church is one of the city’s oldest surviving structures. Marvel at its iconic white columns and step inside to admire the beautiful stained glass windows and original pews. The church holds a special place in Pensacola’s history and continues to host cultural events and weddings, adding to its significance within the community.
Pensacola’s most historic homes offer a glimpse into the city’s vibrant past and serve as cherished reminders of its cultural heritage. From the quaint streets of the Historic Pensacola Village to the architectural marvels of the Seville Historic District, each home tells a story and transports visitors to a different era. Immerse yourself in the timeless charm of these historic homes, and you’ll gain a deeper appreciation for Pensacola’s rich history and the people who shaped its identity. Explore, admire, and let the allure of these magnificent homes inspire your own journey through Pensacola’s remarkable past.
As you embark on your architectural time travel through Pensacola’s rich history, it’s essential to have a reliable partner to make your stay even more delightful. Look no further than Pointe South, your trusted source for rentals and real estate. With our extensive knowledge of the area and commitment to exceptional customer service, Pointe South will ensure you find the perfect accommodation to complement your exploration of Pensacola’s historic gems. So, grab your camera, put on your walking shoes, and let Pointe South guide you on a journey filled with wonder, nostalgia, and the joy of discovering the architectural treasures that make Pensacola truly special.
Call or email us today to begin your search!
Call us at 850.492.1148 or email us at [email protected]
5 Ways Having A Buyers Agent Protects You During A Sale
Having a Pointe South Buyers Agent by your side when purchasing a property is a crucial step in protecting your interests as a buyer. A Buyer’s Agent is a licensed real estate professional who works exclusively on behalf of the buyer, advocating for their needs and ensuring a smooth and successful transaction. One of the key benefits of having a Pointe South Buyer’s Agent is their expertise and knowledge of the local real estate market. They possess a deep understanding of current market conditions, comparable sales, and neighborhood trends, which empowers them to provide valuable insights and guidance throughout the buying process.
Additionally, a Buyers Agent serves as a skilled negotiator, working to secure the best possible terms and price for the buyer. They have the expertise to identify potential issues or red flags in a property and can help buyers make informed decisions. Furthermore, a Buyer’s Agent acts as a buffer between the buyer and the seller, handling all communication and ensuring that the buyer’s interests are protected at all times.
With the help of a buyers agent from Pointe South, you can be confident that your interests are protected throughout the homebuying journey.
- Giving you a complete analysis of the property, as well as pointing out flaws and future “big ticket” repair items that may need attention, and other concerns: water stains, cracks, old windows, foundation or settling issues, and old mechanicals.
- Thoroughly researching the neighborhood in order to determine value, and suggest a good starting point (while recommending an upper limit) for an offer.
- Negotiating on your behalf. In our current market, your Pointe South agent should be aggressive and help you submit a competitive offer to win a multiple-offer situation while helping to ensure that you don’t get into something you may regret later.
- A real estate agent not only helps you choose the right inspector but also helps you review the home inspection report and negotiate repairs with the seller. Home inspections are a critical part of the buying process.
- Large local network. Your Pointe South agent refers you to other trusted professionals, along with a title company or closing attorney, a reputable mortgage lender, and anyone else you may need, even if it’s after you move in!
How often does a buyer go through the homebuying process? Maybe 2-3 times in a lifetime. How many times does a good agent go through the process? 20-40+ times a year! It’s crucial to have a trusted agent on your side advocating for you, representing your best interests 100% of the time, and guiding you throughout the process. Ultimately, having a Buyer’s Agent provides peace of mind, knowing that you have a dedicated professional advocating for your best interests and safeguarding your investment as a buyer.
At Pointe South Rentals and Real Estate, our mission is to be the ultimate resource for all your real estate needs. Whether you’re looking to buy, sell, or rent a property in the beautiful Pensacola area, we are dedicated to providing exceptional service and helping you navigate the real estate market with ease. With our team of experienced professionals, extensive knowledge of the local market, and a commitment to client satisfaction, we strive to exceed your expectations. We understand that buying or renting a property is a significant decision, and we are here to guide you every step of the way, offering personalized attention and expert advice.
Trust Pointe South Rentals and Real Estate to be your trusted partner in achieving your real estate goals.
If you happen to be driving by on your way to something fun, don’t forget to stop by our Pointe South office for a list of available properties or to just say “hello!” We are always here to help! Call or email us today to begin your search!
Call us at 850.492.1148 or email us at [email protected]
Orange Beach: Top 10 Local Recommendations for an Unforgettable Experience
Welcome to Orange Beach, a hidden gem along the Gulf Coast of Alabama! While the pristine beaches and stunning sunsets are the main draw for visitors, there’s much more to this charming coastal town than meets the eye. To truly immerse yourself in the local culture and make the most of your time here, we’ve compiled a list of the top 10 things to do in Orange Beach, as recommended by the locals themselves.
Let’s dive in to what Orange Beach offers!
- Explore Gulf State Park
Nature enthusiasts will find bliss in the breathtaking Gulf State Park. Spanning over 6,000 acres, it offers a variety of recreational activities, including hiking, biking, fishing, and birdwatching. Embark on the Hugh S. Branyon Backcountry Trail to discover the diverse ecosystems, or relax at the pristine white sandy beaches within the park. - Go Dolphin Watching
One of the most awe-inspiring experiences in Orange Beach is encountering wild dolphins in their natural habitat. Local charters offer dolphin watching tours, where you can witness these majestic creatures playfully leaping through the waves. The joy and wonder of seeing dolphins up close is an unforgettable memory. - Visit the Orange Beach Indian & Sea Museum
To delve into the rich history of the region, make sure to visit the Orange Beach Indian & Sea Museum. Housed in a historic school building, this museum showcases artifacts, exhibits, and photographs that chronicle the area’s Native American heritage and maritime history. - Indulge in Fresh Seafood
Orange Beach boasts a vibrant culinary scene, especially when it comes to seafood. Don’t miss the opportunity to savor the catch of the day at local seafood shacks and waterfront restaurants. Whether it’s oysters, shrimp, or grouper, you’ll discover mouthwatering dishes that will delight your taste buds. Here are a few of our favorites: Coastal, Cobalt, Doc’s Seafood Shack & Oyster Bar, or Zeeke’s Landing. - Go Fishing
For avid anglers or those seeking a laid-back day on the water, Orange Beach offers fantastic fishing opportunities. Join a fishing charter and cast your line in the abundant waters of the Gulf of Mexico. Whether you’re a seasoned angler or a beginner, you’ll have a chance to reel in a memorable catch. - Take a Sunset Cruise
Witnessing a mesmerizing sunset over the Gulf Coast is an experience that will stay with you forever. Hop aboard a sunset cruise and let the breathtaking colors of the sky create a serene backdrop as you sail along the coastline. The tranquility and beauty of this moment will captivate your soul. Some great options include: The Fun Boats Dolphin Cruises or Surf’s Up Dolphin Cruises - Explore Perdido Key State Park
Adjacent to Orange Beach lies the enchanting Perdido Key State Park. This pristine coastal park offers unspoiled beaches, sand dunes, and nature trails. Take a leisurely stroll along the shore, spot wildlife in their natural habitat, or simply relax on the sun-kissed sands. - Visit The Wharf
For a dose of entertainment, shopping, and dining, head to The Wharf. This vibrant waterfront destination is home to a marina, boutique stores, restaurants, and a Ferris wheel. Catch a live concert, enjoy a delicious meal, or embark on a sunset cruise from this lively hub of activity. - Try Water Sports
Orange Beach offers a plethora of water sports activities for adventure seekers. From jet skiing and parasailing to paddleboarding and kayaking, there’s something for everyone. Feel the adrenaline rush as you zip across the sparkling waters or glide peacefully through the tranquil bays. Local rental shops provide all the necessary equipment, ensuring you have a thrilling and memorable experience on the water.
- Attend Local Events and Festivals
To truly immerse yourself in the vibrant culture of Orange Beach, time your visit to coincide with one of the many local events and festivals. From seafood festivals and live music concerts to art exhibits and beachfront fireworks, there’s always something exciting happening in this lively coastal community. Check the event calendar to make the most of your stay.
Orange Beach, Alabama, offers a wealth of experiences for visitors seeking a memorable coastal getaway. By following these top 10 recommendations from the locals, you’ll uncover the hidden gems, embrace the natural beauty, indulge in mouthwatering seafood, and create lasting memories. From immersing yourself in nature to engaging in thrilling water sports, Orange Beach has something to offer every traveler.
So, pack your bags, bring your sense of adventure, and get ready to discover the charm and warmth of Orange Beach—a destination that will capture your heart and leave you yearning for more. Embrace the local recommendations, and let this coastal paradise provide an unforgettable experience like no other
If you happen to be driving by on your way to something fun, don’t forget to stop by our Pointe South office for a list of available properties or to just say “hello!” We are always here to help!
Call or email us today to begin your search!
Call us at 850.492.1148 or email us at [email protected]
Unlocking the Mystery: Demystifying Closing Costs for Homebuyers
Closing day is a crucial step in the home buying process, and understanding real estate closing costs is essential for buyers to be fully prepared. This blog provides a summary of real estate closing costs for buyers and highlights the value of leaning on Pointe South Real Estate and their team of experienced agents for guidance and support.
Real estate closing costs encompass various fees and expenses that buyers incur when finalizing a home purchase. These costs include loan origination fees, appraisal fees, title insurance, attorney fees, and more. With Pointe South Real Estate by their side, buyers can rely on their team of knowledgeable agents who can help them navigate these costs and provide valuable insights. Budgeting for closing costs is a crucial aspect of being prepared on closing day, and Pointe South Real Estate agents can assist buyers in this area as well. With their extensive experience, the agents can provide buyers with a realistic estimate of the closing costs they should anticipate, helping them set aside the necessary funds.
Buyers can rely on their agent to keep them informed about the exact amount due on closing day and the acceptable forms of payment, ensuring a seamless transaction.
Key Point: Make sure you get an estimate of closing costs before hand. Closing costs are out of pocket and are not rolled into your mortgage. Closing costs are separate from the down payment and the amount will be in the thousands. You want to know you have the funds to cover everything.
Here’s a review of many of the common fees.
Origination: The fee the lender and any mortgage broker charges the borrower for making the mortgage loan. Origination services include taking and processing your loan application, underwriting and funding the loan, and other administrative services.
Points: Points are a percentage of a loan amount. For example, when a loan officer talks about one point on a $100,000 loan, this is 1 percent of the loan, which equals $1,000. Lenders offer different interest rates on loans with different points. You can make three main choices about points. You can decide you don’t want to pay or receive points at all. This is a zero-point loan. You can pay points at closing to receive a lower interest rate. Alternatively, you can choose to have points paid to you (also called lender credits) and use them to cover some of your closing costs.
Underwriting: Paid to the lender, this fee covers the cost of researching whether or not to approve you for the loan.
Appraisal: This charge pays for an appraisal report made by an appraiser.
Credit report: This fee covers the cost of a credit report, which shows your credit history. The lender uses the information in a credit report to help decide whether or not to approve your loan and how much money to lend you.
Flood determination: This is paid to a third party to determine if the property is located in a flood zone. If the property is found to be located within a flood zone, you will need to buy flood insurance. The insurance is paid separately.
Home inspection: Fee to verify the condition of a property and to check for home repairs that may be needed before closing.
Pest inspection: This fee is to cover inspections for termites or other pest infestation of your home.
Survey: The lender may require that a surveyor conduct a property survey. This is a protection to the buyer as well. Usually the buyer pays the surveyor’s fee, but sometimes this may be paid by the seller.
Title insurance binder: Commitment to issue a title insurance policy at future date.
Lender’s title insurance: The cost of the lender’s policy, which protects the lender’s investment.
Owner’s title insurance: The cost of the owner’s policy, which protects the homeowner’s investment for as long as they, or their heirs, own the property.
Settlement: This fee is paid to the settlement agent or escrow holder. Responsibility for payment of this fee can be negotiated between the seller and the buyer.
Title search: The fee to search the public records of the property you are purchasing.
Document Preparation: This fee covers the cost of preparation of final legal papers, such as a mortgage, deed of trust, note or deed.
Notary: This fee is charged for the cost of having a person who is licensed as a notary public swear to the fact that the persons named in the documents did, in fact, sign them.
Attorney fees: Both the homebuyer and the seller might have their own legal representation to prepare and record legal documents. Frequently, however, where an attorney is acting as a settlement agent, there may only be one involved in the closing. Who pays for those services is a matter of contract negotiation.
Recording fees: These fees may be paid by you or by the seller, depending upon your agreement of sale with the seller. The buyer usually pays the fees for legally recording the new deed and mortgage.
Transfer tax: This tax is collected in some localities whenever property changes hands or a mortgage loan is made, can be quite large and are set by state and/or local governments. City, county and/or state tax stamps may have to be purchased as well.
Homeowner’s insurance premium: This insurance protects you and the lender against loss due to fire, windstorm, and natural hazards. Lenders often require the borrower to bring to the settlement a paid-up first year’s policy or to pay for the first year’s premium at settlement.
Mortgage insurance premium: The lender may require you to pay your first year’s mortgage insurance premium or a lump sum premium that covers the life of the loan, in advance, at the settlement.
Prepaid interest: This is money you pay at closing in order to get the interest paid up through the first of the month.
Property taxes: Usually six months of county property taxes.
Home warranty: Fee for an insurance policy to protect you from cost of unexpected failures to the major systems and appliances in your home. Are home warranties worth it? Here is an article to help you decide.
Real estate commission: This is the total dollar amount of the real estate broker’s sales commission, which is usually paid by the seller. This commission is typically a percentage of the selling price of the home.
Buyers working with Pointe South Real Estate can lean on their team of experienced agents to review the loan estimate provided by the lender. The agents can explain the estimated closing costs in detail, answer any questions, and ensure buyers have a clear understanding of the financial obligations involved. The expertise of the agents helps buyers avoid surprises and make informed decisions.
Throughout the process, Pointe South Real Estate’s team of agents is there to lend their expertise and support. They can assist buyers in gathering and organizing all necessary documents, ensuring a smooth closing day experience. Buyers can trust their Pointe South Real Estate agent to proactively provide requested information, streamline the closing process, and minimize any potential delays.
In summary, understanding real estate closing costs is essential for buyers, and Pointe South Real Estate’s team of agents is there to provide guidance and support. With their assistance, buyers can navigate the closing process with confidence, knowing they have a trusted advocate by their side. By reviewing the loan estimate, conducting due diligence, budgeting effectively, and leaning on their Pointe South Real Estate agent, buyers can ensure a seamless closing day and a successful transition into their new home.
Call or email us today to begin your home search!
Call us at 850.492.1148 or email us at [email protected]
The 5 Hilarious and Fortuitous Origins of the Lucky Penny
People love the lucky penny for a variety of reasons. Firstly, these small coins carry a sense of nostalgia and tradition. Many individuals grew up hearing stories or beliefs surrounding the luck that a penny can bring, passed down from generation to generation. Additionally, finding a penny, especially in unexpected or serendipitous moments, gives a sense of excitement and hope. It serves as a reminder that even the smallest things in life can hold significance and bring about positive outcomes.
Moreover, the idea of a lucky penny provides a comforting and tangible symbol of good fortune, offering a sense of reassurance during challenging times. Whether it’s carried in a pocket, placed in a jar, or simply cherished for its symbolism, the love for lucky pennies stems from the human desire to embrace optimism and believe in the power of a little luck.
Today, in honor of National Lucky Penny Day, we embark on a whimsical journey through time to explore the mysterious origins of the “lucky penny.” Join us as we uncover the hilarious and fortuitous tales behind this beloved token of good luck.
- Ancient Beginnings: The Goose That Laid Copper Eggs
Our story begins in ancient Rome, where an eccentric Emperor, Hilarious Maximus, declared that anyone who found a copper coin resembling an egg would be blessed with everlasting good fortune. Legend has it that a goose, trained by the Emperor’s court jester, Punny McPenny, was taught to lay these copper eggs. While the goose’s antics amused the masses, it also sparked the belief in the power of the “lucky penny.” - Medieval Mischief: The Mischievous Minters
During the Middle Ages, a group of mischievous minters took advantage of the superstitions surrounding the penny. They discovered that by secretly adding a pinch of powdered unicorn horn to the molten copper, they could create pennies with a hidden charm. These “enchanted” coins were believed to bring incredible luck to their possessors. Though the minters were eventually caught and their scheme exposed, the notion of the lucky penny persisted. - Shakespearean Shenanigans: A Playful Prophecy
Enter the witty world of William Shakespeare, where even pennies played a role. In “The Merchant of Venice,” the character Launcelot Gobbo famously flips a penny to determine his fate. The comical scene resonated with audiences, and soon, people began attributing the penny with divination powers. It became customary for folks to flip a penny when faced with a difficult decision, trusting in its whimsical guidance. - Revolutionary Revelations: Coincidental Connections
Fast forward to the American Revolution, where a peculiar coincidence further cemented the penny’s lucky status. During the Siege of Yorktown, General Washington’s troops discovered a mysterious penny buried near their camp. In a twist of fate, this penny bore the date 1776, the year of America’s independence declaration. Considered a sign from above, the penny was cherished as a symbol of victory and good fortune, sparking a trend of carrying pennies for luck. - Modern Marvels: Lincoln’s Lucky Legacy
Finally, we arrive in the 20th century, where Abraham Lincoln enters the stage. In 1909, to commemorate the centennial of Lincoln’s birth, the U.S. Mint released the first Lincoln penny. This iconic coin quickly became associated with luck, and people started referring to it as the “lucky penny.” From that moment on, the penny embedded itself into popular culture, inspiring countless traditions and serving as a charming symbol of good fortune. Here is a great kids book that covers this topic!
And there you have it, dear readers—a hilarious and fortuitous journey through the whimsical history of the lucky penny! From Rome’s copper egg-laying goose to Shakespearean divination and Revolutionary revelations, this humble coin has woven its way into our lives with its comedic tales and serendipitous associations. So, on this National Lucky Penny Day, embrace the magic and humor of the “lucky penny” tradition. May you stumble upon many pennies and countless moments of unexpected fortune!
Speaking of fortune, you don’t need a lucky penny to work with our Pointe South Rentals & Real Estate team! We’re lucky to work with you, and will bring you good fortune with your real estate investments and real estate transactions. We love being your resource for all things real estate along the Gulf Coast and to help you find or sell your one-of-a-kind lucky penny home!
Remember, even if you don’t find a penny, the true treasure lies in the joy and laughter this tradition brings. Happy National Lucky Penny Day!
Call or email us today to begin your search!
Call us at 850.492.1148 or email us at [email protected]
LuckyPennyDay #HistoryofPennies #FortunateFinds #PointeSouth #PointeSouthDifference
Exciting Summer Vibes: 5 Must-Attend Events Along the Gulf Coast in June
Summer is just around the corner, and the Gulf Coast is gearing up for a month filled with unforgettable events and experiences. From the pristine beaches of Orange Beach to the scenic beauty of Navarre, June 2023 promises to be an exciting time to soak up the sun, enjoy live entertainment, and embrace the vibrant culture along this stunning stretch of coastline.
The events on the Gulf Coast from Orange Beach to Navarre are truly remarkable for several reasons. First and foremost, the breathtaking coastal setting sets the stage for unforgettable experiences. With pristine beaches, azure waters, and stunning sunsets, attendees are immersed in a picturesque backdrop that enhances the enjoyment of each event. Furthermore, the Gulf Coast boasts a vibrant cultural scene, blending Southern charm with coastal vibes. From music festivals to art exhibits and local cuisine, these events celebrate the unique heritage of the region, offering a diverse range of activities to cater to different interests. The strong sense of community that permeates the Gulf Coast creates a warm and welcoming atmosphere, fostering connections and leaving attendees with a sense of belonging. Finally, these events provide truly memorable experiences, allowing people to create cherished memories that will last a lifetime. Whether it’s witnessing awe-inspiring sand sculptures, savoring mouthwatering seafood, or dancing to live music, the events along the Gulf Coast from Orange Beach to Navarre offer an unmatched opportunity to revel in the joys of this extraordinary coastal region.
Let’s dive into some of the most anticipated events happening along the Gulf Coast this June.
1. Coastal Sounds Concert Series Date: Multiple Location: Various venues along the Gulf Coast
Get ready to groove to the beats of talented local musicians at the Coastal Sounds Concert Series. From rock and country to jazz and blues, this music series showcases a diverse range of artists. Grab a beach chair, relax with your toes in the sand, and let the rhythmic melodies wash over you as you enjoy breathtaking sunset views. Here are links to a few: Bands on the Beach, Blue Angels Music Blues on the Bay, Music at Meyer Park, and Tunes by the Dunes.
2. Annual Flora-Bama Fishing Rodeo Date: June 9-11 Location: Flora-Bama Ole River Grill
Calling all fishing enthusiasts! The Annual Flora-Bama Fishing Rodeo in Gulf Shores is an eagerly anticipated event that brings together fishing enthusiasts from all around. This exciting competition takes place against the backdrop of the beautiful Gulf of Mexico, offering participants an incredible angling experience. With a variety of categories and prize opportunities, anglers of all skill levels have a chance to showcase their fishing prowess. The rodeo fosters a sense of camaraderie and friendly competition, creating a vibrant atmosphere filled with excitement and anticipation. It’s not just about the fishing, though. The event also features live music, delicious food, and a festive atmosphere that truly captures the spirit of the Gulf Coast. The Annual Flora-Bama Fishing Rodeo is an absolute must-attend for fishing enthusiasts and anyone looking to enjoy a memorable weekend by the water. For more details, Click Here.
3. Clear Bottom Kayak Tours Date: June 5, 12, and 26 Location: Navarre Beach
Experience the wonder of Navarre Beach like never before with our exhilarating clear bottom kayak tours. These unique tours provide a one-of-a-kind opportunity to explore the pristine waters of Navarre Bay while enjoying a captivating view of the marine life beneath your kayak. As you glide over the crystal-clear waters, you’ll be amazed at the vibrant coral reefs, colorful fish, and other fascinating marine creatures that thrive beneath the surface. Their knowledgeable guides will share fascinating insights about the local ecosystem, ensuring an educational and engaging experience for all. Whether you’re a nature lover, an adventure seeker, or simply looking for a new way to appreciate the beauty of Navarre Beach, the clear bottom kayak tours are the perfect choice. Dive into the magical world beneath you and create memories that will last a lifetime. www.navarrebeachmarinesanctuary.org
4. Blue Angels Practice Schedule Date: Multiple Location: Pensacola NAM
Get ready for an exhilarating experience as you witness the awe-inspiring Blue Angels practice session! As the premier flight demonstration squadron of the United States Navy, the Blue Angels captivate audiences with their precision maneuvers and breathtaking aerial displays. Watching their practice sessions is a unique opportunity to witness their incredible skills up close and personal. The deafening roar of the jets, the synchronized formations, and the breathtaking maneuvers will leave you in awe. The Blue Angels’ precision, speed, and sheer talent will leave you on the edge of your seat, as they push the limits of aviation excellence. It’s an unforgettable experience that allows you to appreciate the dedication and expertise of these remarkable pilots. So grab a seat, look up to the sky, and prepare to be amazed by the incredible spectacle of the Blue Angels practice session! The National Naval Aviation Museum is pleased to open the flight line behind the museum to view Blue Angels practice flight demonstrations. Here is more information.
5. Fiesta Boat Parade Date: June 2 Location: Plaza de Luna, Downtown Pensacola
The Fiesta Boat Parade in Pensacola is an annual event that brings the community together for a vibrant and festive celebration. Set against the stunning backdrop of Pensacola Bay, this boat parade showcases a dazzling array of decorated vessels, each adorned with colorful lights, ornaments, and festive decorations. As the boats sail along the waterfront, spectators line the shores to cheer and revel in the festive atmosphere. The parade features a variety of boat types, from large yachts to small sailboats, all showcasing their unique and creative designs. The Fiesta Boat Parade is a true spectacle of creativity, community spirit, and holiday joy. It’s an event that brings smiles to faces, spreads cheer, and creates lasting memories for all who attend. Don’t miss out on this wonderful tradition that embodies the spirit of Pensacola’s vibrant coastal community.
As you plan your June itinerary, make sure to mark these exciting events along the Gulf Coast from Orange Beach to Navarre on your calendar. From toe-tapping concerts and thrilling fishing tournaments to our awe-inspiring Blue Angels and beautiful boats, the Gulf Coast offers an abundance of experiences that will make your summer unforgettable. So, pack your sunscreen, gather your loved ones, and get ready to create lifelong memories along this picturesque coastline.
If you happen to be driving by on your way to something fun, don’t forget to stop by our Pointe South office for a list of available properties or to just say “hello!” We are always here to help!
Call or email us today to begin your search!
Call us at 850.492.1148 or email us at [email protected]
Creating An Oasis: How To Install A Koi Pond In Your Backyard
If you’re looking for a peaceful addition to your outdoor space, a koi pond might be the perfect choice for you. Not only are they beautiful and serene, but they can also add value to your property and provide a habitat for fish and other aquatic creatures. In this article, we’ll explore some of the benefits of a koi pond and provide you with some tips on how to install one in your own backyard.
Benefits of a Koi Pond
- Aesthetically Pleasing – A koi pond is an attractive addition to any backyard, with its tranquil water, lush foliage, and beautiful fish. It can serve as a focal point of your landscaping, adding a sense of calm and serenity to your outdoor space.
- Improved Air Quality – Water features such as koi ponds can improve the air quality in your yard by releasing oxygen and absorbing carbon dioxide. This can create a healthier environment for you and your family to enjoy.
- Natural Mosquito Control – Koi fish are known to eat mosquito larvae, which can help to reduce the number of mosquitoes in your backyard. This can be especially helpful during the summer months when mosquitoes are at their peak.
- Educational Opportunity – A koi pond can provide an opportunity to teach your children about aquatic ecosystems and the importance of caring for living creatures. It can be a fun and educational experience for the whole family.
Here is a link that might be a little inspiration to help you get started.
How to Install a Koi Pond
- Determine the Size and Location – The first step in installing a koi pond is to determine the size and location of your pond. You’ll want to choose a spot that receives at least 4-6 hours of sunlight per day and is relatively level. The size of your pond will depend on how many fish you plan to keep, but a good rule of thumb is to have at least 250 gallons of water for every koi fish.
- Excavate the Area – Once you’ve chosen the location for your koi pond, you’ll need to excavate the area. This can be done by digging a hole in the ground or using a pre-formed pond liner. Be sure to make the pond at least 3 feet deep to provide adequate space for your fish to swim and hide.
- Install the Pond Liner – If you’re using a pre-formed pond liner, you’ll need to install it in the excavated area and make sure it’s level. If you’re using a flexible liner, you’ll need to carefully lay it in the excavated area and smooth out any wrinkles or folds. Be sure to leave some excess liner around the edges of the pond to allow for settling and adjustments.
- Add Filtration and Circulation – In order to keep your koi pond healthy, you’ll need to add a filtration system and a circulation pump. The filtration system will help to remove debris and harmful toxins from the water, while the circulation pump will keep the water moving and oxygenated. Be sure to choose a filtration system that’s appropriate for the size of your pond and the number of fish you plan to keep.
- Add Rocks and Plants – Once your filtration and circulation systems are in place, you can add rocks and plants to your pond. This will help to create a natural environment for your fish and provide hiding places for them. Be sure to choose plants that are appropriate for your climate and the depth of your pond.
- Introduce Your Fish – After your pond is set up and the water has had a chance to stabilize, you can introduce your koi fish. Be sure to acclimate them slowly to the new environment by floating their bag in the water for several hours before releasing them into the pond. Monitor your fish closely for the first few weeks to make sure they’re adjusting well to their new home.
In conclusion, a koi pond can be a beautiful and beneficial addition to any backyard. Not only does it add a sense of peace and tranquility, but it can also improve air quality, provide natural mosquito control, and serve as an educational opportunity for the whole family. If you’re interested in installing a koi pond, be sure to carefully plan the size and location, excavate the area, install a filtration and circulation system, and add rocks and plants before introducing your fish. With a little bit of effort and patience, you can create a stunning and peaceful oasis in your own backyard.
Additionally, a well-designed and maintained koi pond can be a valuable addition to your home, adding equity and increasing its resale value. A koi pond can create a unique and eye-catching feature that can set your home apart from others on the market. Potential buyers may appreciate the added tranquility and aesthetic appeal of a koi pond, which can be a major selling point. Additionally, a koi pond can demonstrate the care and attention to detail that you’ve put into your property, which can make it more attractive to potential buyers. Overall, a koi pond can be a smart investment in your home’s value and appeal.
Don’t forget to lean on your Pointe South agent to help guide you through the process if you have questions.
Call or email us today to begin your search!
Call us at 850.492.1148 or email us at [email protected]