WOW! We could not be prouder of our amazing Pointe South Team!
Our Pointe South professional Agents and Property Managers have surpassed their goals and expectations for 2022
Check out these terrific stats:
Real Estate Achievements:
$145 Million
270 Transactions
Property Management Achievements:
108 NEW Properties added to our Property Management
We have been covering our Gulf Coast – From Alabama to Florida – From condos to homes and more. Our team sets out to find your perfect piece of land or sand. Above all, we have loved celebrating you this year, our amazing clients. We value your continued support and business, as none of this would be possible without YOU! We put in the work – a lot of work and even more heart. We exceeded professional goals, and our brokerage sales volume for the year at $145 million!
NOW WE CELEBRATE THE POINTE SOUTH DIFFERENCE $145M IN SALES, 270 TRANSACTIONS & 108 PROPERTIES ON OUR LONG-TERM LEASING PROGRAM!!!
CHEERS to our hardworking, dedicated Team and the relationships they have made along the way. Undoubtedly, we could not have done this without our unstoppable vendors.
Pointe South’s experience and passion bring great achievements! You can trust Pointe South to help you list your home and/or find your new perfect place to call home. Our Residential Leasing team is the best on the Gulf Coast! They can help you with all your rental needs and goals! Contact us today at [email protected] or visit us online at www.FORSALEONTHEGULFCOAST.com. We look forward to working with you!
Who else LOVES to SAVE MONEY? You’ll love this real estate hack if you don’t already know.
No matter when you bought your house, if you did so with less than 20% down, your mortgage lender tacked on the extra cost of private mortgage insurance (PMI) as a standard precaution. Removing PMI payments can be a significant way to save money in the long run. PMI is usually required when a homebuyer makes a down payment of less than 20% on their home purchase. Once the homeowner reaches 20% equity in their home through mortgage payments or home value appreciation, they can request the cancellation of PMI.
By eliminating PMI, homeowners can potentially save hundreds or even thousands of dollars annually. This extra money can be put towards paying off the mortgage faster, saving for future goals, or investing in other financial endeavors. It’s essential to stay updated on the value of your home and the amount you owe on your mortgage to determine when you’re eligible to remove PMI and start enjoying the financial benefits of doing so.
In addition, PMI typically only protects the lender in the event of a default. According to NerdWallet, PMI rates usually range from .58% to 1.86% of the original loan amount. So, for example, a $400,000 loan with 7.5% down would mean your PMI payment would be $305/month (with a 700-credit score).
Let’s Talk PMI
Confident that your house is worth more today than when you purchased it?
Can I cancel PMI if my home value increases?
When does PMI go away?
Whether your individual mortgage qualifies for PMI removal will depend on factors like the current value of your home, the loan type, how much you still owe on the loan, and your payment history. With the example above, it would take 8.66 years for the lender to remove this $300 monthly payment. So, you would be paying over $31,000! However, do not stress because there are ways to remove this sooner.
How Can We Remove the PMI?
In all honesty, the hot real estate market of 2021-2022 meant many homeowners saw their equity rise. Even though a market shift is underway as of late due to higher interest rates, many homeowners with mortgages will most likely be sitting on significant equity due to still-high home values. In Q2 2022, a report from CoreLogic shows that homeowners with mortgages saw an equity increase of nearly 27.8% year-over-year. CoreLogic forecasts an average rise in home prices of 4.3% between June 2022 and June 2023.
As a result of this trend, NOW would be a good time for many borrowers to see if they qualify for private mortgage insurance cancellation. A higher equity stake in your home can lower the perceived risk of your mortgage and, in some cases, speed up the path to PMI removal. See! We told you not to stress!
In addition, because PMI can add tens of thousands of dollars in housing costs over the life of a loan, it’s essential to consider taking steps to remove PMI as soon as you’re eligible.
Long story short… … reach out to me anytime for a CMA! Our team would love to have coffee (or a margarita) with you to discuss it further. Pointe South is always looking for ways to save our customers money!
At Pointe South Rentals and Real Estate, our mission is to be the ultimate resource for all your real estate needs. Whether you’re looking to buy, sell, or rent a property in the beautiful Pensacola area, we are dedicated to providing exceptional service and helping you navigate the real estate market with ease. With our team of experienced professionals, extensive knowledge of the local market, and a commitment to client satisfaction, we strive to exceed your expectations.
We understand that buying or renting a property is a significant decision, and we are here to guide you every step of the way, offering personalized attention and expert advice. Trust Pointe South Rentals and Real Estate to be your trusted partner in achieving your real estate goals.
Pointe South is thrilled to welcome Jennifer DuBose to our team, adding to the already stellar group of professional real estate agents in Alabama and Florida. Jennifer specializes in selling and buying real estate in Pensacola, Perdido Key, Navarre and Gulf Breeze and surrounding areas. We could not be more excited to have her on board!
Prior to pursuing a career in real estate, Jennifer worked in finance for over 20 years. In 2018, she was ready for change. Jennifer was able to take her years of experience and apply it to her next endeavor, her true passion – real estate. Her eagerness and go-getter attitude are sure to please and prove her love for real estate.
Jennifer, now a Florida local, moved to Perdido Key from Laurel, Mississippi. Her family owned a vacation rental, which they now call home. “I love what this area has to offer…from the friendly people, to the beautiful white sandy beaches, and the endless festivals and events in Downtown Pensacola. I enjoy all the activities of coastal living such as boating, biking, and kayaking.” said Jennifer. “There is no place like home or the beach. I want to help each client feel at home wherever they choose!”
Interested in learning more about Jennifer and how she can help you find your forever home or the perfect place in the sand? Email her today at [email protected]. She’ll be happy to help you buy, sell or invest in the property of your dreams!
The 6th Annual Foo Foo Festival has been scheduled from October 31 – November 11 in Pensacola, Fla. and offers an acclaimed array of internationally-recognized musicians and performance artists.
Foo Foo Fest is a highly anticipated arts and culture festival, which is one of the largest in the Southeast. Spanning an impressive 12 days, the exciting line-up has something for everyone and includes:
Classical piano virtuoso Garrick Ohlsson
Renowned jazz band Big Bad Voodoo Daddy
Multi-Grammy nominated musician Marsha Ambrosius
Stomp Fest is based on a 125-year-old African American College Fraternity and Sorority Tradition of “Stepping”
“Skulptures” (a display of 3D printable skateable concrete structures)
Performance of The Savannah Sipping Society (a new play by The Golden Girls writers),
Fire and Rain (a sea of billowing holographic strands suspended above historic Intendencia Street)
Historic walking tours, a large farmer’s market, quaint shops, food trucks and brewery tours
Pensacola is the only city on the stretch of the Gulf Coast from Mobile, Ala. to Tampa, Fla. that boasts having the “big five,” an opera, ballet, symphony, theatre and museum. Foo Foo Festival’s roster of events celebrates art, music, dance, opera, theatre and cuisine with programming from grant recipients, throughout the city of Pensacola for nearly two weeks. The 2019 ACE grant recipients will host individual experiences specific to their craft throughout the festival. Strategically positioned in and around some of Pensacola’s most popular and longer-running events, the Foo Foo Fest encourages cultural tourists to make Pensacola an arts destination and enjoy other events those two weeks including The Greater Gulf Coast Arts Festival, the Blue Angels Homecoming Air Show, Pensacola Eggfest and the 34th Annual Frank Brown Songwriters Festival.
The 12-day event is chock full of inclusive, thought-provoking and mind-extending cultural happenings including:
Choral Society of Pensacola – Choir! Choir! Choir! an event that is equal parts singing, comedy and audience participation
Downtown Improvement Board/Artel Inc. – Fire and Rain, a suspended sea of billowing holographic strands ripples high over historic Intendencia Street like a quilt of sparkling diamonds
First City Arts Alliance – 3DPrintsacola, featuring professional American street skater Rodney Mullen, combines machine generative art with hands-on artmaking practices to create 3D printed skateable concrete “Skulptures”
Greater Pensacola Symphony Orchestra, Inc – Legendary pianist Garrick Ohlsson performs with the Pensacola Symphony Orchestra
Jazz Pensacola – Jazz Pensacola presents renowned Big Bad Voodoo Daddy, a contemporary jazz & swing revival band from Southern California
Lamplighters, Inc. – StompFest 2019 will immerse the Gulf Coast in contemporary African-American art, dancing, and stepping blended with a mix of spoken word, live music, and visual artistry with special celebrity guests Marsha Ambrosius, Mannie Fresh and Steven Brown
Legal Services of North Florida – Jazz for Justice brings in well-known musicians and local artists for a unique jazz and blues festival in downtown Pensacola.
Pensacola Little Theatre – A performance of “The Savannah Sipping Society,” created by the same writers of The Golden Girls
Pensacola Museum of Art – A Journalist and Author Talk with Eleanor Randolph. The veteran journalist and author will return to Pensacola to share her experiences as a female journalist and details on her new book, The Many Lives of Michael Bloomberg.”
The Pensacola Civic Band – The Pensacola Civic Band will be in concert with the world-famous Boston Brass at the Pensacola Saenger Theatre. The concert entitled “Sketches of Spain” will highlight the music of Pensacola’s Spanish heritage including “Malaguena.”
In addition to the plethora of arts and cultural happenings during Foo Foo Fest, Pensacola offers year ‘round historic walking tours, a large farmer’s market, quaint shops, food trucks and brewery tours. Visitors can stroll along the bay, enjoy the beautiful beaches, experience the culinary arts scene, and take in historic sites all staged in the backdrop of relaxed elegance unique to this historic city on the Gulf Coast.
For more information about the 2019 Pensacola Foo Foo Festival visit www.FooFooFest.com.
SPRING FLING is happening and the Panhandle is in BLOOM with real estate opportunities!
With miles of sugar white sand beaches and emerald green waters, the Gulf Coast of Florida and Alabama are popular destinations for vacations, investing and permanent residence.
Before you jump in and start looking at properties, ask yourself a few questions to prepare this exciting phase. It’s a big decision and our real estate team can help.
1. Rank what’s important to you.
We have condos, single family homes, apartments, duplexes and lots of options, but only you can answer what makes sense for you.
2. What’s it all going to cost?
With a little planning and talking with a lender, we can answer this question, configure a budget, itemize down payment, calculate the expenses and suggest options. Working with an expert who knows, will eliminate a lot of stress and that is exactly why our team is here to assist. Even if you have just started browsing or thinking of the purchase in the future, planning and working together is paramount. For both the agent and you.
Additionally, a lender can also share with you different types of loans available, help work on credit to buy your dream home and advise your real estate agent programs that support you! Your loan officer and agent will work to help you prepare and when the time is right, pre-approve your loan so when you start to look at homes with your agent and see the perfect home, you are ready. No stress! You are ready to make an offer. And as your real estate team continues to communicate through the process, all are prepared and this is where your real estate agent is most valuable to you. To help guide, research homes and different properties and how long they have been on the market. As your agent, we negotiate the very best for you, prepare the offer and negotiate the deal so you walk away with keys in hand excited on the best deal and the future memories you will make!
Pensacola and surrounding area market to include Orange Beach and Gulf Shores, Alabama has properties for investing, second home purchase, relocating, and retirement and all on the prettiest beaches with plenty of activities, entertainment, lower cost of living and inviting weather.
At Pointe South, we can answer your questions with confidence, with knowledge and start your property search today of all budgets. Buying and Selling a property can be overwhelming, but not with us. YOU are our TOP PRIORITY. Feel free to contact us.
Thanksgiving, like many of the holidays around this time of the year, is time to reflect and remain thankful for what you have. We take the time to appreciate the friends and family that we are surrounded by, as they are the most important to us all. These days of thanks we reflect on the challenges and focus our attention on what really matters. Share your joy and peace.
In the midst of celebrating Thanksgiving, real estate agents, entrepreneurs, business owners and co-workers alike need to build and establish our relationships in one another and give thanks to all of our clients and customers. With out them we would not be successful. Pointe South Real Estate Sales extends this thankful greeting to all of our customers. We appreciate you, your friends and family that you entrust and refer us too.
We are thinking of you all and our entire team. Building our rapport is imperative. This simple gesture is not enough to share the impact that you have on our lives and we hope we reciprocate to you as well. The Pointe South Real Estate Team works extremely hard to provide the absolute best service to all of our customers and we are grateful to you. We aim high for our clients, customers and prospects. We strive to be your choice when in need of any real estate needs. The entire season is ripe with opportunity to take advantage to share and care. With Thanksgiving, Christmas and New Years before us, we focus on the positive atmosphere of life and business generating professionalism, knowledge, experience, market awareness and building on our desire to provide you with the exceptional service you deserve.
OUR MISSION: To exceed our Customers’ and Owners’ expectations by providing the highest quality experience and service along the Gulf Coast.
OUR VISION: to be the most caring company along the Gulf Coast.
These are our CORE Values. The team is strongly committed to helping you achieve your dreams of playing, staying and investing along the Gulf Coast.
The infamous Beach Party and Mullet Toss is planned for April! Hmmm….you may be asking what is a mullet toss? Well, it’s not the 80’s haircut, but it is one of the largest beach parties on the Gulf Coast that has participants throwing this fish called a mullet. The mullet toss is hosted and organized by Flora-Bama Lounge, Package & Oyster Bar to see who can throw a fish the farthest over the state line between Florida and Alabama. The farthest throw wins and fans and participants enjoy good fun, live legendary music, people watching, dancing, singing and especially enjoy the Flora-Bama famous concoction drink called the “Bushwacker”.
Mark your calendar for April 27-29, 2018. All this annual fun is a national event with music, good food and contributes to our local youth charities including local school education and prevention programs, CDAC, community support and to the Boys and Girls Club of America. More then $40,000 was donated last year for this weekend fun. Come out and enjoy and support. The fun starts on Friday with the first throw at noon. So fling your fish. The cost to toss is $15.00 including a souvenir t-shirt and then you toss the entire fish which weighs just about 1lb. across the border. All ages and family fun is had by all. Let the beach bash begin!
It is common knowledge that a great number of homes sell during the SPRING buying season, for that reason many homeowners will be making that decision now and wanting to bump their value with some easy home improvements. But, where do you begin, and what improvements really boost the return on your investment into your pocket? Well, here you go.
One easy way to boost the value of homes by 12% or more according to FloridaRealtor.org is to invest in a few pre-listing repairs. For example, based on a median home price of $205,000. the potential gain is $24,500. Now, that seems worth your time and attention.
Not that we are all listening, let’s see what all this entails in order to gain the most return on investment that you desire.
Some of the fixes that are ranked as most important are also encouraged by our expert Pointe South Real Estate Sales Agents. Our agents share their expert advice and this is why we schedule listing appointments at your home. Our Agents will advise you with specific details to help your selling process in order to expedite the sale of a property.
#1 DECLUTTER will be at the top of the list. The cost is 0 if you do it and have the entire family chip in. This activity alone will produce a 3-5% return and it is a must-do! When potential buyers preview your home that you are SELLING, they truly want to be able to see themselves living there. You have to allow them to visualize themselves there. You can help achieve that by storing some of the family pics and personal items that you cherish in Tupperware. This also helps you start the process of moving. Two birds with one stone as they say!
#2 KITCHEN is King! The kitchen was rated as the most important to have in top shape before selling. Focus on the minor repairs that center on the function of the kitchen should be first. Fix leaky faucets, loose light fixtures, and countertop cleanliness. Not only washing up, but putting away the large kitchen
appliances that hide all the counter space. Put those away or store those in a Tupperware in the garage. Then, enhancements are next. Painting walls, updating cabinet hardware adding new curtains or light fixtures and an organized pantry show care and all the space that is available.
#3 BATHROOM freshness is next! This 2-3% return is simple and an easy improvement with fresh caulking of the shower and tub and floor seams. Updating fixtures and fresh paint will brighten the space. Updating the mirror and lighting can also give a bigger return.
#4 PAINT makes a big impact as the buyer thinks of it as one less step that they would have to do and it shows good overall maintenance of the home. Interior painting is an important part of bringing about a sale of the home. But, as the seller, you likely don’t need to paint the entire home – a refresh of the main rooms curbs big costs in painting the entire interior. Three prime rooms are the kitchen, living room, and bathrooms. Be sure to select neutral tones. Paint with whites or off-whites, grays or beiges as studies show that this helps the buyer focus on the home’s features. Bright colors tend to distract buyers and prompt in immediate cost to them to update.
#5 Lastly, CURB APPEAL and the WELCOMING feeling. With a 2-5% return, concentrate on basic maintenance with lawn care, trimming of shrubs, and adding fresh mulch. A good way to see the home with different eyes is to go stand across the street and look at the home from your neighbor’s perspective. This always shows you things that you may not have seen before and see if the change is cost-effective for you. Additionally, a good pressure washing will instantly brighten your home and increase the “welcome home” feeling. A new mat at the front door with a fresh flower invites your new guests or buyers and this has a lasting effect on them as they are more than likely looking at several homes in one day. Be the stand out – in a good way! This helps you go from FOR SALE to UNDER CONTRACT to CLOSED! If you are thinking of selling, Pointe South Real Estate Sales would love to help you get it done.
The luxury market has been and always will be an integral part of the Gulf Coast real estate industry. From beachfront vacation condos to bay front estates, the Pensacola, Pensacola Beach and Perdido Key areas are home to a variety of “premier” property types. The question though, is what defines these properties as luxury for you?
Well, two new condominium developments planned for Perdido Key, Florida are luxury in style for sure. The most recent completed development, Vista Del Mar, is a nine-story, Gulf front project. The modern 64-upscale condominium project complete this past summer is a combination of location and sophisticated amenities. Sitting with it’s unrestricted views of the Gulf and its neighbor on a protected haven of nature and bike trails on the Gulf Islands National Seashore ensures that your view, your tranquility and your peace of mind will always be preserved.
The spectacular views of the Gulf of Mexico and the unspoiled beauty of Perdido Key, Florida with the pristine, sugar sand beaches, waterfront balconies with kitchens enhances being a resident at one of the Vista Del Mar units. If that sounds appealing to you, visit our site for re-sale units as the building is fully complete and sold.
With such great success, the developer is continuing his journey in Perdido Key with yet another condominium project, The Meridian Click link for full video detail. It is gorgeous!
The newest development to adorn and start construction in the fall is a 41 unit upscale condominium development unlike any other on the Key.
The project, which totals $54.5 million, could finish by the end of 2019. This is a different project then others on the Key year to date with much more detail on the look of the building and attention to designing a very modern, current building that has architectural significance. The units will measure from 2800-3900 square feet and feature three-bedroom or four-bedroom options. The condos will have 12-foot high ceilings, taller than the typical 9-foot ceilings found in many condos. Some units will have balconies 20 feet deep and include outdoor summer kitchens with refrigeration and grills.
Beach living is all about living more outdoors enjoying the sun and sounds of the waves and this project allows more of that.
Susan Carleton and her team at Pointe South Real Estate Sales has vast experience in all the new construction sites, amenities, and re-sales in the area. Call/Text/Email for more information to reserve your pre-construction price that start at $1.25 million for each unit. The development also includes two penthouses for sale at $3 million each.
With such remarkable response from the first project, Vista Del Mar, call us today for specific details on your unit or any other real estate options in Perdido Key, Pensacola Beach, Pensacola, Gulf Breeze and Alabama areas from Orange Beach, Gulf Shores to Daphne. Susan and her team are strongly committed to helping you achieve your dreams of playing, staying and investing along the Gulf Coast.
Point South Real Estate Sales | 850.492.1148 | FORSALEONTHEGULFCOAST.COM http://www.forsaleonthegulfcoast.com/
What’s Happening on the Gulf Coast!
Celebrate the unique combination of food, history, art, music and beaches that can all be found in and around our city. From the smaller arts and crafts festivals to the larger music festival, these outdoor parties are fun for the whole family! Don’t just take our word for it! Come see Pensacola, Pensacola Beach, Perdido Key, Destin, Orange Beach, or Gulf Shores. Find your perfect place on the Gulf Coast whether you are coming to play, stay or invest, Pointe South Rentals & Real Estate can help to make your experience memorable!
Our Calendar of Events has some of the fun for the Fall Season!
October
Blue Angels practice : Pensacola
Flora Bama Oktoberfest :
Humane Society’s Barktoberfest : Pensacola
13-15 Annual Shrimp Festival : Gulf Shores
13-15 58th Greek Festival : Pensacola
14-Bridge to Bridge Run 5K : Pensacola
17 UWF Symphonic Band Concert Band : Pensacola
18 Fishing Rodeo : Destin
28 Spooky Movie on the Lawn at The Wharf : Orange Beach
22 Art & Wine Festival : Pensacola Beach
24 Bands on the Beach : consecutive Tuesdays : Pensacola Beach
20 Gallery Night Downtown : Pensacola
28 Boo at the Zoo : Gulf Breeze
28 Halloween at Naval Museum: Pensacola
28 Wahooloween : Blue Wahoo Stadium: Pensacola
November
Ice Flyers Hockey is back.
38th Annual Toys for Tots Run :
02 Foo Foo Festival : Pensacola
03 Umbrella Sky Project : downtown Pensacola
03 Annual Oyster Cook Off at The Hangout : Gulf Shores
04 Blues, Brews & BBQ Festival : Harbor Walk Village : Destin
08 Magic Men Live at Saenger Theatre : downtown Pensacola
09 Elf – the musical at Saenger Theatre : downtown Pensacola
17 Ice Skating at The Wharf : Orange Beach
10 An Evening with Guitarist, Gene Bertoncini: Pensacola
10 Emerald Coast Theatre Co.-Disney Aristocrats Kids show : Destin
10-11 Blue Angel Homecoming Air Show : Pensacola
11 Repti Day – Reptile and Exotic Animals Expr : Navarre
12 Annual Marathon : Pensacola
16 Palafox Market, recurring weekly : downtown Pensacola
18-19 UTR Tennis Tournament : Orange Beach
24 Magic Christmas Lights at Bellingrath Gardens & Home opens for the month : AL
24 Elf Parade : downtown Pensacola
27-28 Annual Tree Lighting : Orange Beach
December
02 Lighted Boat Parade & Fireworks : Pensacola Beach
03 Visit with Santa at the Harbor Walk : Destin
08 Christmas on the Coast : Pensacola Children’s Chorus : downtown Pensacola
09 Christmas Parade : Destin
01-17 Horse and Carriage Riders at The Wharf : Orange Beach
09 Flora Bama Santa Drop
15 Nutcracker at the Saenger Theatre : Pensacola
31 Pelican Drop Celebration – downtown Pensacola
With so much to do around town, whether you are looking to stay for a day or make the move of a lifetime, Pointe South is dedicated to helping you find the perfect place. Stop by one of our office today. Pointe South Rentals and Real Estate.
